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• 2015_02_19_286-seq1 translatedText "Good morning, colleagues, let us take seats in the Chamber so that we can start with the members of the College, good morning again, I hope that time has passed and everyone is congratulated, and that we will all be congratulated. First, the Bureau's reports on the legislative proposals submitted by the Bureau are proposing that the Cabinet Office's draft law on the Republic of Latvia's international treaties " transfer to the Committee on Foreign Affairs " and to set out that the committee responsible was not opposed to a draft legislative proposal? The Commission's Bureau is referred to the Cabinet Office to propose a bill called " Amendment to the Public Social Benefits Law " to be transferred to the Social and Employment Commission, stating that it is responsible by the commission as to MPs there is no objections to a draft legal challenge to MPs referred to MPsthe Bureau is proposing that the Cabinet Office's submission to the Latvian Administrative Code be forwarded to the Committee on Legal Affairs, stating that it is not opposed to a draft law by the responsible Commission as to Members :the Government of the Republic of Latvia and the United Arab Emirates' Government Agreement on Air Traffic' to hand over to the Commission on Foreign Affairs, with its responsibility to the responsible Commission, Does not object to an objection to a draft law, the Bureau of the Government referred to the Bureau of Saeima's proposal for a bill called Fizicthe Personal Electronic Identification Act " to be transferred to the Parliamentary, Early, Environmental and Regional Policy Commission stating that it is responsible to the Commission / Was Members have reservations? On the own-initiative motion for a decision on the rejection of the " No 10 654 " collective initiative on the protection of fur animals, the Commission has thus submitted its own proposal for a decision on the proposal for a decision on the protection of fur animals. The adoption of the collective initiative on " For the protection of fur animals " Does Members oppose the inclusion on the agenda of this own-initiative report at today's sitting, and this draft decision will be on the agenda of the next meeting of the sitting of the next sitting .- On the award of unpaid leave to Mr Romiane from 17 March to 19 March, Mr. So then told the Bureau of Deputies that the MP, Mr Romane, has requested that he grant him an unpaid leave of 17 March 2015 until March 2015. We shall vote for Please call on 19 March, we will vote in favour of the award of unpaid leave to Mr Alexanovic from 17 March to 19 March 2015, please the voting regime, please see the result!: 83, against and abstentions -no unpaid leave is granted in the next part of the agenda - " Amendment " on the " Amendment of the Value of the Value of Taxation, " second, final, reading on behalf of the Committee on Budgets and the Financial (Taxation) Commission".
• 2015_02_12_285-seq384 translatedText "Mr Gaidim, the chairman of the National Union of the Association, will thank you for listening to the speeches, and all good!".
• 2015_02_12_285-seq383 translatedText "Good afternoon, dear radio audience members, today's meeting of members of the National Association has repeatedly been shortlisted for the constitution of the Constitution, which predicted the election of the President of the National Assembly, Unfortunately, that it was very important for the public to know how their Members had voted on it. For one or another, we knew our fellow Members of the National Union of the Greens / EFA, but we were somewhat surprised by the views of our fellow Members who had actively advocated for the elected National Institute of the State's Institute. Introduction; for example, the faction of " From Heart Latvia, " which did not vote in favour of the' yes' vote, this may also be a question: who, in this case, would have come out of their constituents in this case? The information that I would like to mention today, which I would like to mention today, and which have been dealt with in the Commons there are a number of legislative proposals relating to the introduction of the so-called warehouse principle Ko means the principle of the so-called warehouse key? There is talk, and here we could ask a question: is this a cure-free one without an instant commitment? Honourable radio, I would like to inform you that what the politicians call a warehouse principle is about the subsequent Proti, the person who isthe debtor, who wishes to qualify for the process, shall pay an initial national levy, a deposit of insolvency proceedings, an application to the Court of Justice of the Court of Justice of the Court of Justice of the Court of Justice of the Court of Justice, which may reject the application, if, however, the Court of Justicethe application meets the case, then the court appointed administrators after a deadline for the creditors' application, which, roughly in terms of timing, could be any six months apart after it is announced for the debtor's property, and after the debtor's assets have been sold untilwith the confirmation of the auction act, the court should, in this case, decide whether the debtor's sole housing case be sold in the case of Jo if it would appear that the debtor has any other property, the deletion procedure would not be How we see it ,this process, which was originally built into the Insolvency Law, can last for some half a year up to the year - But that does not mean that this process would end with a positive solution, and it should certainly be noted that this regulation would not apply to previous transactions in thisat the same time, at the moment, the Commons is seeking an amendment to the Consumer Law, which we believe offers a very positive alternative to the Proti Professions, this will enable any potential credit taker to choose the extent of their responsibility in the future without applying for insolvency, as I have already said, this insolvencythe process is neither cheap nor rapid as it is, we believe that, in these cases, the consumer will have the option of choosing, initially, by limiting their responsibilities to the value of the estate in Banka in such cases such a desire will have to be respected if the debtor fails to comply with itsthe commitment, then, will be the principle of the so-called warehouse principle, but this will happen without the application of the entire procedure provided for in the Insolvency Law, which I have already mentioned, we will certainly continue to benefit from consumers' policies for consumers.".
• 2015_02_12_285-seq382 translatedText "Thank you for the views expressed by the chairman of the National Union of All.".
• 2015_02_12_285-seq381 translatedText "Good morning, distinguished radio audience and lofty radio, and the members of the Greens / Farmers' Union focus very closely on the issues of sustainable development of the country, including education, cultural and scientific matters. Today on behalf of the mayoral faction, as Chairman of the Education, Culture and Science Commission, I would like to inform you of the important things that my Commission is currently dealing with, in order to bring this education into line with labour market requirements and, at the same time ,raising the prestige of such an education is one of those issues Aim has to make to, trusting vocational education as a good education, in 2020, about half of all secondary school-age young people learning exactly in this Little Vocational Training Act areone of the most pressing points on the agenda of the Education, Culture and Science Commission, we have already been working on this bill, and we hope that this bill should be referred to the meeting of the meeting of the meeting of the House at second reading, on 17 February as the closing date for handling this billthe main things that are meant to change vocational education are the introduction of sector experts in the vocational education system, not as a requirement, but as an opportunity for the economic sectors to represent themselves in the system by establishing a consultative service involvingrepresentatives of both employers, local and professional organisations and other social partners in this sector are intended to be composed of experts in this sector, but as a result of this, I would emphasise once again! Â as an option other than those relating tothe national armed forces, affiliated with the police, relate to border guards and with emergency and emergency services, as there is their own laws, their own course, and there is already this in line with labour market requirements and thiscompliance controls are carried out in another way, the second thing to be provided for vocational training is the establishment of a convention at the professional educational institution, â €, to the leaders of the vocational education institutions, the directors, where the directors are also to be represented in the labour marketboth professional associations and professional associations within the territory of which these educational institutions are located, the intention is precisely to bring its training programmes into account in the labour market and to make this education more demanding on the part of the labour market; andwhile also more competitive in this respect, we in this context, without these conventions and sector experts, have also discussed very much about the centres of professional education in the centres of education, which in Latvia has already been established, but the discussion was in particular for the professionaleducation centres on educational education, where there is no real scope for this system to be sorted out under the Culture Ministry, and there we have reached a compromise that the Ministry of Culture takes responsibility for the realisation of their training facilities. The formation of their own institutions, and that those conventions, which I mentioned earlier, will not be obligatory in those areas of education, but only in those cultural institutions that will have the status of the Centre for Vocational Training, And across the whole of Latvia. There are two of the three such here as the larger formations on behalf of the group, I would also like to tell you that Members of the House are already working not only here, in Latvia, internally, but that we also havein the Baltic Assembly in the Baltic Assembly, the Baltic Assembly, which has already been formed in 1991 and which was already in place in 1991, is the work of the Baltic Assembly in the Baltic Assembly, which was already in place in 1991, and in just the same way asin the national parliaments, committees are working on commissions for joint working meetings, on a regular enough basis, and seeks to harmonise all three Baltic States' policies and also the legislative initiatives in the appropriate areas and are both energy and energy security, andthe military and, say, the protection of the environment, the health of the environment, education, culture and science have now met with the Lithuanian and Estonian colleagues recently, so that there is a question of high-speed rail in these areas. The three Baltic States on the so-called Rail Baltica project Tikpat are the question of electricity interconnection to include questions of a Single Baltic Education Area And therefore tomorrow, 13 February, in Lithuania, the city of Schwearl, in the Baltic Sea. Workshop in the Education, Science and Culture Commission of the Assembly, which will be attended by both parliamentarians and education experts, and representatives of the relevant sector ministries from all the Baltic States and will be discussed on joint vocational and higher education training programmesand the ability of the education sector to adapt to the requirements of the labour market and to discuss the inclusion of civil protection issues in the programmes implemented in the Baltic States and on matching these issues in all the Baltic States - everything else, Thank you for your attention".
• 2015_02_12_285-seq380 translatedText "Thanks to Mrs Sudrabas from the faction of " From Heart Latvia " the next word to the Greens / Farmers' Party, Jarolina Wuckoven.".
• 2015_02_12_285-seq379 translatedText "I would like to point out, thank you very much, to the speaker. I would like to inform the audience at the meeting today about the " From Heart Latvia " vote on the issue of open election of the President, as well as on the principle of the so-called warehouse principle, I would like to emphasise that, first of all, thatthe faction of " From Heart Latvia " both during the pre-election campaign and also now strongly defended by the nation's majority will, Our faction has strongly advocated for the elected president of the country, as we do not support any other amendments to the Constitution, which is determined by the National Constitutional Treatythe election of the president in addition to us as an opposition party is a chance to see how in this legislature, as in the previous series, many key decisions are made behind closed doors in the camera on the Coalition And perhaps the true choice of the president will be directlythe open vote in the Saeima Commons does not necessarily mean that the will of the people will be heard or that its interests will be upheld if the political market in the coalition party has agreed on the election of a given candidate, the opening of the voting process enables the Member to check that the Member vote isat the request of the party, Savucik, the vote allows the vote to be fair and in the conscience of the process to listen more to the opinion of his constituents and to insist on the fact that it is not possible to have control over Members' votes here. Truer to the world, the votes of the 61-year-old in the world are more democratic? As elected President of the State and the illusion that, in such a process, the vote on the second crucial issue of the people supported by the people was an amendment designed to ensure that the principle of the lock-up of the natural person is not appropriatethe timetable for this vote in this vote, " From Heart Latvia " abstained for a number of reasons, we understand that this issue is not necessarily welcome, but in view of the planned passage of the bill in the Commons, it cannot be comprehensively and thoroughly assessed as to the consequences of the bill. By abolishing the relatively recent rules of the Saeima Commons, it is worried that, at the moment, the banks have reduced the opportunities for mortgage borrowers to acquire the necessary resources at the same time, in our view, the government has not taken any necessary steps to consistently implement previous members ,so the legislator, the decisions that have been made but given up on the demands of the banking sector, do not see the government offering the alternative support to the faction of' From Heart Latvia' that only targeted government policies to promote economic growth, new well-paid jobs and direct employmentsupport for families with children can ensure people's well-being and confidence about the future where people will live in the circumstances, confident about their future, then people will be ready in the future to take on additional commitments to improve the conditions of their family life.".
• 2015_02_12_285-seq378 translatedText "Thank you to Mr. Valeri Agashine, from the faction, for the next word of the party, " From Heart to Latvia, " the Chair of the group Ingunai Sudrabai Please!".
• 2015_02_12_285-seq377 translatedText "Thank you Good, honourable Members of the Coalition! Members of the Coalition have tabled four bills aimed, in our eyes, to prevent the implementation of the principle of the principle of the locked key - and in our eyes especially negative - for borrowers working through the legislation, with consultation held mostly with Latvian banks. And the Association of Latvian Commercial Banking, apart from the views of borrowers, shows that a strong commercial banking lobby in the Parliament of Savuthly fractures the key principle of warehouse principle in the case of property market prices in the main application of the principle de lock in the basic application of the basic principleit would be in the interest of the mortgage loan value not to exceed the value of the collateral, so that the price of market equilibrium would be close to the regulation of the principle of housing in the real estate market, reduced to the price of the property market, the borrower's own homethe purchase will require a lower loan amount for mortgage credit to be made available and it will be easier for them to repay the principle of the warehouse key to lend a wake-up call to commercial banks in a more responsible way or risk of capital losses to commercial banks looking for easymoney from commercial real estate commercial banks will have an interest in lending to the Latvian economy, as a return to consumer purchasing power, Our eyes will be to encourage credit institutions to look for real opportunities for lending conditions originally offered more favourably to credit conditions, supported by borrowersa regulation of interest, but at the moment, the Coalition does as opposed to Savuthly faction did not support the amendments to the Insolvency Law and amendments to the Consumer Law, but discussions on the subject about mortgage lending, in particular for mortgage lending, are still on the table for attention.".
• 2015_02_12_285-seq376 translatedText "Thank you to Mr Stadurska, from the faction, of the next word in the faction of Valery Agesinam to Please!".
• 2015_02_12_285-seq375 translatedText "Labor, esteemed radio audience, a brief comment on the faction of the previous colleague mentioned in the question, the election of the president of Congress, Unfortunately, is stronger than the argument since only three out of six lawmakers in the assembly support open electionswith the election of a two-thirds majority to win the Constitutional Amendment, it is regrettable, I have to say, that this issue did not happen and, in the future, looks hopeless in the Commons But I would like to speak about four today, in my opinion ,in today's sitting, we have not taken a huge step, but we have made a small step in the right direction for lending and boosting lending and finances, as we know, the very important economic circulatory feature of Little's overall data on the UK showa crucial â pretty substantial one! Â income per household member increases, which almost already reaches the pre-crisis levels, but the lending pace in Latvia is slowing down opposite Lithuania and Estonia, where they are growing up in the search for themlending to and provision of one of these factors, perhaps not key but not sufficiently relevant, is the lack of choice of mortgages because currently existing laws from 1 March will apply the principle of the so-called warehouse key ifnothing changes, and this very substantial increase of â I would say, about twice as much as this, the size of the first contribution, the size of the mortgage credit to That very many families makes it simply impossible today we have adopted at first reading. The amendments to the Insolvency Law, the Consumer Law, the Law on Personal Tax and the Law on Corporate Tax So if these principles, currently held at first reading, will enter into force, with the parallel principle of the locked key also operating full-timethe principle of liability, which will be associated with a significantly lower first contribution, makes very sensible amendments to the Insolvency Law, which will make it easier and easier for existing outstanding credit holders to dispose of the old debt through insolvency proceedings by means of, say, 35 per cent of outstanding credit amounts and no substantial changes have been proposed and are initiated by the statutory " income tax " and statutory " corporation tax, " as the burden of outstanding and outstanding credits is a huge burden on bothhouseholds, in fact, are, in fact, the risk element of our economic development and with these amendments we want a situation where banks will write off or reduce the undeleted share of credit once the collateral has been seized, then these transactions will not be taxedwith an adequate tax rate of â income tax or corporate income tax I think it will be a very big incentive for credit banks to pick up on this process, which we will also be calling for, and I would therefore like to say that I would like to say thatSaeima today, despite his very extensive emotional and humble interpretation to me, gives me the openness and the simple speech! Â sometimes, the silly debate from the media outlets I think we have done a good job in the right direction for Thank you".
• 2015_02_12_285-seq374 translatedText "Thank you for the next word of the Latvian Association of Regions, the next word of the faction to join the MEP, Carlim Spaader.".
• 2015_02_12_285-seq373 translatedText "Welcome, dear radio audience! Today, the Saeima in the Commons today considered many important questions to the Domari that, for much of them, further speakers, I will say only on the first item of the vote on the proposal to introduce a change to the Constitution of the Republic of Latvia ,who anticipated that the next president should be elected to the public in a public vote, that a week ago, most lawmakers did not dare to vote at all on Today after a minor debate, this suggestion has unfortunately been rejected by the next President of the Stateonce again, I will once again opt for hidden behind-the-scenes camouflages As the representative of the Latvian Association of Regions today has tried to address every 12 Members of the Latvian Republic, each of the Latvian people, who has attracted public support and is committed to its effortsthe obligations in good faith and in the best conscience of a Member of Each Member State through their actions need to be enhanced by public trust in Saeima, and I think that this draft amendment was first proposed precisely in order to boost the public's confidence in each MP, for each MP, for each member of his decision and ,of course, the elected President of the Latvian Government of the Republic of Latvia believes that Latvia deserves as good a good - or perhaps even better - as the President of Latvia, as Lithuania and Estonia are all well aware that all public officials, as well as all of the country's officials, are well aware. All except the President of the State are elected in open vote and, as I have already said, the vote on the President of the Republic remains the only secret ballot of the Commons, with many party representatives trying to hide behind a lot of parties saying that most parties had spoken outthe elected President of the People's Party, therefore, for this open vote, would no longer make any sense to speak to the House to say that these are non-reciprocal issues, as Latvia's elected President, Latvia, will see no sooner than in 2019, andonly if the two-thirds majority in Saeima support this idea in three readings, therefore, these specific suggestions were in the context of the election of the presidential election in 2015, and the MPs should not be afraid as if they were not understoodand, broadly speaking, I am pleased that, last week, Saeima did not support this bill, because again today we were able to come back to this issue and there has been much more information on the table, and there have been many differences of opinion. After this wide-ranging discussion, however, I believe that MPs should be able to be honest with themselves and their constituents, not to be scared of how a constituent of each member will judge the true decision of each MEP, who was not supported by MPs todaydid not support this initiative on the election of the president of the State, has therefore assumed responsibility for the fact that the party's secret market may possibly be elected by a weak president, Aizaine, who will not be able to find out who is to blame for it. To make sure that his representative is not in favour of a mediocre or even a weak state presidential candidate And then every MP who did not, today, did not support an open presidential election, will once again have to vote for today's vote, so I will thank you for this.".
• 2015_02_12_285-seq372 translatedText "I declare the session of 12 February 2015 I declare the sitting of the Good, esteemed radio-holders, honourable Members, to be concluded by the meeting of the House and the decisions and decisions taken. You will be invited by the House of Deputies in the minutes of the Chamber of Deputies today to name Mr Grey's party in the Chamber today.".
• 2015_02_12_285-seq371 translatedText "Good afternoon! Until you have gone to the group of Members for cooperation with Canada to be founded in a few minutes, of course, everyone is welcome, because there is not yet a lot of people there".
• 2015_02_12_285-seq370 translatedText "Thank you to the President-in-Office's statement to the President, Mark Clarke.".
• 2015_02_12_285-seq369 translatedText "Dear colleagues, currently not registered: Guntis Bellevic, Lolita Chigane, Alexander Kirstein, Rihards Kohl, Ainian Murjas, Nikita Vilks, Andris Wilks, Andris Wilks,".
• 2015_02_12_285-seq367 translatedText "Dear colleagues who are working for the mandate of the Saeima, the Commission on Ethics and Application, please see you at the commission, which will take place after 5 minutes on the commission".
• 2015_02_12_285-seq366 translatedText "Thank you, Commissioner, for the registration to Please the call! Please do the registration regime, please register the results of the register!".
• 2015_02_12_285-seq365 translatedText "This will take one minute at the Laws, when a discussion of the principle of a warehouse is held, the credit institution's uniform changed its lending conditions, justifying it with a decision by MPs on the introduction of the principle of this warehouse that had not yet entered into force, andin any case, the credits given to the Minist for this time period were not justified by legitimate concerns that credit institutions have discussed the credit market distribution issues and the conditions for the granting of credit and are mutually agreed in order to guarantee their own market powerthe changes to the market in It suggest that the activity of such credit institutions could be seen as a ban in the Commons as well as no new legislation available to the promoter, nor do we have any calculation and no justification for claiming the bank's proposed choicethe possibility conditions will be based in good faith with the consumer, we have approached the Head of the Economic Ministry as the head of the Competition Council with questions regarding the verification of credit institutions about possible mutual agreements and the assessment of the performance and liability of credit institutions.".
• 2015_02_12_285-seq364 translatedText "So the deadline for tabling proposals, at 13 February at 17 p.m., and the examination of the second, final, reading by the members of the Members of February 19 from the sitting of the Members of the European Parliament, I would like to inform you that no agenda for answers was foreseen today. In the case of Members' questions, a total of six of these six have been answered to five of these six questions, one of them being the answer to the question raised by Members Zartins, Attošin, Elin, Tutin and Urbanovic, who was addressed by the Minister for Economic Affairsthe written answer to Mr Savuten's four questions received by Prime Minister Laimoti Straujuma, Steuniti, Steunenko, Ageshine, Agesha, Agesha, Ageshine, Ageshine, Ageshine, Ageshine, Ageshine, Ageshine, Ageshine, Ageshine, Ageshine, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha, Agesha ,Rubik and Tutina question " Public Administration Agreements on advisory services "; the question put forward by Members Elin, Steunenko, Agashin, Arthur rinse and Tutin - " On public administration treaties with legal service providers, "Raimonds rinse and Mirskis, " For contracts with the company Auto Blitz, " as well as an issue tabled by Members Zarten, Ageshin, Elin, Tutin and Urbanovic, " For the Prime Minister of the World Expo in relation to the World Expo 2015 on all these mattersthe written reply received by Mr Dieregret received by the Prime Minister of Tajs is currently outside the national borders, so she cannot come to the next sitting on the agenda of the next sitting of today's sitting. Also included is the question by MEP Zariya, Ageshina, Rubik, Tutina and Ribakova, who, for personal reasons, cannot come to oral answer, and this answer is not given to Savuskthere are two new questions that have been raised in the First Question Hour with Members Lochmele- Louis, Ivan Klementyev, Dolgopolov, Orlov and Andrei Klementyev, and the subject is the outcome of the Service's examination of the results of the Service's waste ,through the creation of a school portal, " This issue is referred to the Minister of Education and Science, Savuthly, at the Minister for Economic Affairs, " and the authors are today Members: Zarten, Urbanovic, Potapkins, Lochmele- Luetova and Orlov. To be referred to the Minister for Economic Affairs, Danai Reizniecei-Ozoo Bet, according to the House of Justice reel 119, the seventh part one of the petitioners - member of the rapporteur Ivars Zardiola - wants to offer motivation from MPs on the submission of this question to First MEP Ican Zarneam".
• 2015_02_12_285-seq363 translatedText "The constructive proposals in the commission wait until 13 February at 17 p.m. - that is, tomorrow And consideration at second reading of MPs sitting - 19 February Thank you".
• 2015_02_12_285-seq362 translatedText "Thank you for the call! We will vote in favour of the first reading of the Amendment to the Consumer Rights Act, please the voting regime! Yes, 48, V, V- 22, abstentions: the 10-year legislative proposal adopted at first reading.".
• 2015_02_12_285-seq361 translatedText "Well, yes, in the Commission we decided to support the first reading, and I would also ask the House to do so.".
• 2015_02_12_285-seq360 translatedText "My thanks to the President on behalf of the Commission: what about the Smilker?".
• 2015_02_12_285-seq359 translatedText "Dear colleagues, I will be very brief on lobbying, and on the monitoring of Speaking on lobbying, it is an absolutely normal occurrence - whether it is the bank or what other legislative subjects are, It is a normal occurrence and a normal thing! The abnormality of the case lies elsewhere, as the abnormal thing is that the legislator or the procreator of legislative acts is not critical of the reaction of the lobby that is a problem! We're talking about mortgage lending, it's just one of the credit types But, if we'll take the last example and the practice of observation last June the European Central Bank was set for the first time in a negative credit facilitythe interest rate deposits for commercial bank deposits at central bank deposits was minus 0.2 per cent for whom?, so that banks do not utilize funds to invest in projects, in other credit ways, in order to extend the flow of money to Kustin. The results come after the first three months of the UK? Investment made by Latvian commercial banks after this stimulating rule was introduced, with a 22 per cent look at what will happen, as Mr sergeant calls it, in this area! What, after half a year?, but I think it should be done a little more earlier - when we start discussing all these amendments to the proposed amendments, they do not solve the problem for users, but they make it easier for the banks to thank you".
• 2015_02_12_285-seq357 translatedText "(from the floor of the DEP J Addamsons: " brief and succinct! "), Honourable Members, honourable Members, the sergeant has already removed half of my concerns with my remarks, so I can speak less I may have some minor consideration, or, however, thisthe law is not fiction like the one in Why? As if there are these two options but, as they say in mind, there will only be one chance, as I have already said, if commercial banks set such huge percentages in the first contribution, thenno one will ever need this principle of warehouse principle and then there is a question which, I hope, commissions will also be debated, because this is a Commission for agrarian, agrarian, environmental and regional policy (taxes) Why commercial banks are afraid of the warehouse from the warehouse. Key principle - it's not clear to me I listened very attentively to yesterday's debates, we have the property as a prallar, brilliant! And here I would like to oppose Mr Dombrovska, Manuel Dombrovskim, because of the difference between Lombarda ,have a So imagine: a handsome flat as a Smarker, evaluators from the bank, great Swedish experts, appreciate it with the fast-selling method the Bank takes for money, where the first instalment is 10 or 20 per cent paying 5 years, settling, say ,what 20 per cent, then he loses the job and gives up this flat as a pinned bank back to which it has already earned 30 per cent But the bank says: " thank you, no, we don't want this flat back, " And we don't want this flat back,' And we don't want this flat back,' And we don't want this flat back,' And we don't want this flat back,' And we don't want this flat back,' And we don't want this flat back,' And we don't want this flat back,' And we don't want this flat back,' And we don't want this flat back,' And we don't want this flat back,' And we don't want this flat backI then got haunted by suspicion or, however, the banks do not want to pay a little at the expense of irresponsible people who are unable to calculate their future obligations, as Mr Dombrovska states back in 2005, which would have happened if it had been in forcewarehouse principle: I can tell you as an architect: the Cologne apartments valued 20 thousand dollars in excellent Swedish professionals after the crisis - and they knew what was going on - they appreciated 100 thousand. They shy about it, because Latvians are fools So they stole about 70 per cent of the money, and many people, even now wiring to give away, drove to England Was there is no suggestion here that some were not saying all thatI understand that we have the vast majority of commercial banks sleeping and rising with the idea of helping the nation with the residential area (DEP A boss applauding:' it's true!') and some banks are ready to even pay. Bad, that is why they certainly will use this principle and I have little concern for all of this, but I hope that we will turn away the most favourable laws in the second vote, and I will be very pleased to thank you for your attention in the second vote.".
• 2015_02_12_285-seq356 translatedText "Thank you very much for the debate on the subject.".
• 2015_02_12_285-seq355 translatedText "Labor! Honourable President, colleagues, as you have noticed, the mayoral fraudy was a free vote today, and not so unanimous in this package of legislation, I would like to tell you just why it was the Yesterday meeting of the Latvian Association Bank ,the Bank's leadership, with several commercial bank governors (faction consistency MPs: " oar! "), and when they spoke, well, I remembered what I remember here in the Chamber, the sedentary people of my generation get their saya dismal, devastated village, a window that has gone away with the boards to which it was written: " everyone gone on the front " And about the following story we convened yesterday in the leadership of Latvian Association of Commercial Banking, including yesterday ,indeed, convincing promises that, as a result of all these amendments, will improve, we only heard from the Bank of Latvia and the Latvian Association of Commercial Banks; although Ozol and Governor Mančinski were also present, they were shy of it. The silence and any kind of promises on the credit scoreboard did not give what is the current state of Latvia's banks compared to 2013, and today (the results are now aggregated in the Four Grand Canard), which is estimated at around 300 million in Sweden. Banks in all states have earned a total of 10 billion (No drugs to DEP J Urbanovic: " so alone?) And yet another Swedish lead worker in Swedbank also recently informed in November that increasing lending in the Baltic States is not planned and the banks areit has been ordered that the mother bank should transfer 60 per cent of the profits (No pill:' well, everything!') Because that I hope that, though, we have until now, when we had to take it up to date, that whenthere is a situation in which the promise to travel to Egypt, of a wheel and also of helmets, then the banks are in the front row, but when it comes to the bubble or consumer credit crunch, banks usually run the trick of their losses. There is a need to try to move our economy out of the recession - potential! - and that is why we are - well, a big part of the faction - but they supported Taking's willingness to compare the situation of the banks in Lithuania and Estonia, where the legislation is also quite certain. Loyalties, but there we see a little bit more socially responsible in a dialogue between banks and the state, and we therefore hope that the Latvian banks will, in any way, come to the government in return and will change Yesterday, we also agreed that ,if we accept this amendment of the law, then we will try, in cooperation or through the resources of the Ministry of Economic Affairs, to assess whether banks are delivering on their promises and whether any movement in loans has started in a positive direction if it is not, to collect signaturesthe abolition of this amendment will probably not, therefore, be a moment to assess whether it is inappropriate for the Treasury to return a second pension level or the financial storage of all public undertakings and institutions, or perhaps to study lending to the public. There is, though, that Kam is asking a lot of Kam a lot being given, it can also take a lot to ask That that saying is And that is why the banks on the hoods are just a bit short of a look at howAvatar said in the film: " I will be watching you! " (hall of laughter) And so I think here we, as Members, could look at this bank and, in half a half, think about whether the amendment of the law is a goal, or not a thank you.".
• 2015_02_12_285-seq353 translatedText "I emphasise that this bill is, to put it mildly, the ingenious ingenuity of the thinner, as we have already talked from here today and also before, the principle of regulating the regulation that lays down the market regulation rulesbanks are lending against the value of the property pledged, while commercial hazardous lending is made against the borrower's ability to return all of its assets to the Bank and, if the bank lends itself to the value of the pledged property, then it becomes commercially risky for loans ,in excess of the value of the property pledged, and with it, it inflate prices in the property market This regulation does not make housing more expensive, but - on the contrary! - makes them even more affordable, that credit has become more expensive ,this is the first response to the introduction of the new rules, as the market will certainly get everything in place, and prices will fall under the bill, the proposed " Amendment to the Consumer Law, " the facility leaves the possibility of lending against the borrower's borrowing, not against property, andso makes the entire plan of the bill pointless as maintaining and maintaining, rather than eliminating the existing irresponsible mortgage practices, And it is not at all a first bailout of the housing programme, as supporters of this bill With this facility in the countryrather than helping first home buy-out, they will plunge them into credit pay throughout their lifetime, to compare this to the introduction of this two-speed facility with an attempt to heat a house in order to wind up the balance, it was decidedfill the walls with cede walls, lain doors and window frames and not let open doors and window frames in the last minute the manager, such a youngster, offers residents freedom of choice during the island to keep windows openin that case, is it necessary to heat the house? By introducing two lending mechanisms, we are, in fact, shifting the principle of " authorised " (in the quotation) to the existing practice, which has caused all the problems suffered by our citizensthey are in an economic emigration and there are still debtors' ranks that I believe that this bill does not actually decide anything but is intended only for the wrong mortgage lending system to be dropped, so I propose that you reject this bill.".
• 2015_02_12_285-seq352 translatedText "Igoran Pimenovam, MEP, MEP".
• 2015_02_12_285-seq99 translatedText "Igoran Pimenovam, MEP, MEP".
• 2015_02_12_285-seq351 translatedText "Given that the draft legislation was supported by the Commission in the first reading of the draft legislation, the House will also ask colleagues to support it at first reading.".
• 2015_02_12_285-seq350 translatedText "I would like to ask you to call for the urgent procedure to be granted by the' Amendment of the Consumer Law', please the voting regime!: 45, against - 23, 9 abstentions: 9 Law Draft".
• 2015_02_12_285-seq349 translatedText "Yes, colleagues, we are working on an amendment to the Consumer Law Bill and this bill provides for the full application of the principle of a warehouse which is without prejudice to insolvency, as is currently the case for the insolvency process of the Fizical Party, which is time-consuming andcalls for the sale of all debtors' products to fail to achieve the objectives of the Insolvency Law by the introduction of the principle enshrined in the Insolvency Law, we have already voted, in the Insolvency Law, that we take out this principle of so-called warehouse keys andthis provision is available in the Consumer Law Code on mortgage lending, which means that the credit institution and the consumer may agree with the credit agreement that provision is sufficient for the transfer of the collateral to the credit institution in order to repay credit the credit institution after the consumer loanoffering a request to the consumer of two projects of credit to the consumer, one of which provides that the transfer of the collateral to the credit institution is sufficient to pay credit to Savuthly the other provides full consumer responsibility for the repayment of the loan to the credit institution of each of those contractsdifferent rules for the application of the projects are, in fact, a regulation of the principle that we are introducing the key principle and what should be the decision of the Consumer Law Protection Law, and the decision of the Commission to ask for the urgent need for this draft law should also be urgent.".
• 2015_02_12_285-seq348 translatedText "So the deadline for proposals - 13 February at 17, second reading - 19 Feb@@." The Commission is proposing to recognise this legislation on an urgent and urgent basis, " he said.".
• 2015_02_12_285-seq347 translatedText "Deadline for tabling proposals: 13 February at 17: 00, second reading - 19 February".
• 2015_02_12_285-seq346 translatedText "Please vote in favour of the bill' Amendment of the Law on the Personal Tax',' First Reading!' please voting regime, please see the results! About 80,against and against the draft legislative resolution adopted at first reading, the deadline for the submission of proposals for a second reading, as well as the date of second reading, was not adopted.".
• 2015_02_12_285-seq345 translatedText "The Commission has supported the adoption of legislation at the Saeima meeting at first reading and asks for its approval at first reading here at the meeting of the Saeima meeting.".
• 2015_02_12_285-seq344 translatedText "Please vote in favour of the bill " Amendment of the Act " on the recognition of personal income tax ".".
• 2015_02_12_285-seq343 translatedText "Dear colleague, please, on behalf of the Commission, please accept this draft law on urgent".
• 2015_02_12_285-seq342 translatedText "So the deadline for tabling proposals was 13 February at 17 p.m., the second reading - Members of the sitting of 19 February Members not to replace the next item on the next item: bill" amendment to the Law on the Personal income tax, " the Commission is proposing, on behalf of the Commission, to recognise this bill on behalf of the Committee on Budgetary Control on behalf of the Committee on Budgets.".
• 2015_02_12_285-seq341 translatedText "The Commission would like proposals to wait until 13 February at 17 p.m. and a second reading date please fix 19 February".
• 2015_02_12_285-seq340 translatedText "Please vote in favour of the bill' Amendment of the Law on Corporate Tax',' First Reading! '. Against and against the draft legislative resolution adopted at first reading, the deadline for the submission of proposals for a second reading, as well as the date of second reading, was not adopted.".
• 2015_02_12_285-seq339 translatedText "The Commission has also unanimously supported the adoption of the bill at the Saeima meeting at first reading, and would call on colleagues to do so also at the meeting of the meeting of the meeting of the meeting of the meeting of the European Parliament.".
• 2015_02_12_285-seq338 translatedText "Thank you for asking the bill,' Amendment of the Amendment of the Law on Corporate Tax',' Please the voting regime, please vote!: 81, against - none, abstentions - 1 Law Draft".
• 2015_02_12_285-seq337 translatedText "Honourable colleague, the Budget and Finance (Taxation) Commission has considered the bill " Amendment of the statutory corporate tax " on corporate tax " and asks for the urgency to be determined.".
• 2015_02_12_285-seq334 translatedText "So the deadline for proposals was 13 February at 17 p.m., and the second reading - Members of the sitting of 19 February Members not to raise questions".
• 2015_02_12_285-seq333 translatedText "Thank So's motion deadline of 13 February at 17 p.m., and the hearing of MPs - sitting 19 February".
• 2015_02_12_285-seq332 translatedText "Thank you for the first reading of the Amendment of the Insolvency Law, please voting! Yes, yes to the result: 43, against - 24, 13 abstentions: 13, the 13 draft legislative proposal adopted at first reading.".
• 2015_02_12_285-seq331 translatedText "On behalf of the Commission, I would like to thank all colleagues for their views, in particular to Mr Zariis, I would just like to clarify, on behalf of the Commission, the words of Mr Zariir, namely, on the' many countries' (From the DEP V Spol:' how precisely?'), which you mentioned ,there is similar regulation - the regulation of the so-called set-up principle - I would like to mention that' many countries' are in around a dozen states in the United States, in the name of the Committee on Legal Affairs, to support this bill at first reading.".
• 2015_02_12_285-seq330 translatedText "Thank you for the end of the debate on behalf of the Commission - Mr Gaidis boss".
• 2015_02_12_285-seq329 translatedText "(from the floor:' anecdote! About the rudo fox!') Here we see: one member of the coalition with fingers explained is another cheap credit, and so we will be able to continue with Katrina's motivation, which is what I am supposed to motivation forI would like to point out that it is incorrect to compare what you are now talking about, with the lombrough of The lombard you go to get money, and you go to your bank if you go to the bank, you are paid for your money and so on. There is a guarantee that you do not want to simply lose this money and you will be interested in your commitment to fulfill our commitments to the absolutely idiotic situation you are now proposing - that someone will go to the bank so that money is paid and then paid there. To say: a buck, I don't will! It's one thing! It's one thing the other thing If we're talking about why there is a problem now with credit, why people can't take credit now, why people can't take credit, so that's the main reasonthere is social poverty and this great social inequality that has developed in the reason for this is not the principle of the key but on the economic policy that you have chosen and which, from the outset, was allowed by the banking lobby from the outsetthere is an opt-out of these uncontrolled credit bubbles, then, with its success stories pushing people into poverty (The heckling of the DEP V Spovidi:' wait!') And that's the real reason you areyou don't want to think in the long term, you do not realise that, if we maintain this principle, then it would force banks to start more responsible lending even as property prices go down This one is that banks are forced tomoney to shift not on projects where they can pursue debt slavery, but on economies, productive sectors, which means that our economy will eventually grow faster than the level of income they would have to grow better off, and also credit they areallow me to take more But it's already a long-term thinking And that's what you demonstrate - that you are incapable of understanding Very regret! What the politician has said is that politicians think only about their tomorrow but really think statesmenfor generations, I still think you can finally call on you to become statesmen of their country and think about their future in the sense that it is about the future of your people and not with anything else in other structures, Thank you".
• 2015_02_12_285-seq328 translatedText "Thank you to the MEP, Ivar Zarneam, for a second time".
• 2015_02_12_285-seq327 translatedText "Colleagues, there is already a high tide of emotions in the eyes of the EU, just to brief my colleague, Mr Zariis Zariis, well, without their fingers, that would make sense for potential business borrowers to guarantee credit repayments with their ownthe income but deployable keys of this option they actually give to Then actually do we either send all the people to the lightweights, saying that, here are the lenders who will assess your income and enable you to get more favourable conditions as well, as well as more favourable conditions as well, as well as more favourable conditions ,you can show off your income and guarantee a refund, or whether we are sorry, the same thing for all the people of Lombarda, that you can only take account of human security and, of course, Mr Zariis is, of course, fine, but I willthe place should be cautious with this kind of lawsuit, because then the next time you, Mr Zardeus, will come forward with a proposal, we can ask: where, Mr Zariis, is your calculation? Because without estimates we cannot take a decision? Have we started to talk about calculations, then I will surfend the proverbial processor of the deathpiece Kustin there has been the calculations? On what basis, Mr Zariit, you have decided, by voting in favour of the keys?".
• 2015_02_12_285-seq326 translatedText "Thank you for the second time in a debate with the President of the European Parliament.".
• 2015_02_12_285-seq325 translatedText "Colleagues, I do not know what Mr Zariis is trying to defend at the moment, as if speaking of consumers, but the whole thing is that we are now trying to stimulate debt, or credit bubble, to stimulate debt slavery, and let us see what goes onreal is happening! Credit volumes have fallen 10 times (No floor of DEP J Urbanovic: " why?) Little mortgage is the cheapest credit the man can get for Little Rules and I say so myselfI went through my semester, while all my fellow Members had come to come to a cheap credit, overlooking the commitments I had (cheers, applause,' Ooo!' boss:' super!') cheap credit means that you don't take it in a commercial bank ;not to borrow from some third parties (uproar in the floor of the sitting, with the President of the Chamber knocked down with a hammer) What I am referring to - listen to! - is seriously First Little due to the fact that, following the crisis, it is very seriousrestrictions on people to be able to borrow them, people are not currently pursuing these loans and are forced to borrow money elsewhere I own, before another was an MP, I'm as a lawyer defended by the defence of people who had taken moneyfrom loan sharks to large percentages and was not able to pick up the bank of this loan to re-finance, therefore, if we are talking about debt slavery, it is important that we, as politicians, ensure cheap and affordable credit resources for the Latvian people, and that is also linked toeconomic growth in the second place, I think it is important to understand that, if we are not to support the availability of cheap credit resources, then the rental market is now forecasting that prices for the rental market are coming to the benefit of those who are realisticthere are money on the hands of the properties of these estate, but, for example, the new families that we spoke to yesterday were talked about and where this man was present in the tuss to rent this flat by paying out the renta fee a month which is equal to the one they would pay in the monthly pay cap with the fact they didn't use this money simply to' burn' instead of paying their credit, And I think this is alsothe issue of reducing social inequality, which is why, colleagues, I would also urge you to listen to what Mr Dombrovskis has said, explaining how the financial system is currently working and not populist but realistic understanding of the consistency that will bring for the people of Latvia.".
• 2015_02_12_285-seq324 translatedText "Thank you to Devaine, the name of the Member for Edvardam Smilienam".
• 2015_02_12_285-seq323 translatedText "(from the floor of the DEP I cry:' how many can?') It is very good that, after my speech to Mr Vaclain, I would now like to polemise shortly, Mr Dombrovska, Vijaelav! The rapid sale price of the housing can now be nearly twice as low as the loans to purchase a home, meaning only that the credit market we have now bloated that amounts to an estimate of real estate properties that are pledged to receive thiscredit banks are unrealistic - it is a goal that removes this contradiction and is equal to the credit amount issued by fast-sale prices! Here is the phenomenon that we want to secure in our credit market! Otherwise we havethere will always be problems in providing credit to those who, in fact, can never give credit to the Court of Justice, the bank does not know, but can only imply, and does not know, but it can only imply that the credit officer itself does not have any problem with himand to the community as well, because the problem that will occur to him may then cause harm to the whole of society as well, because he has a family, he has a job, having connections and commitments, which is why the key principle is being applied in other countries. I mentioned that in America, this principle is in force in ten states, including in California, where we know, as we know, no less than 15 per cent of the American population, and there it is not the case that we want to take over America's lending systemin our country, it is not all good there anyway, but the principle in itself is not to blame if the bubble, which grew up in the lending market in America, then overbursts its Speech on application of the principle, and I call for this particular principle to be maintained in the legislation".
• 2015_02_12_285-seq322 translatedText "Thank Devaine's name to Igoras Pimenovam, for a second time".
• 2015_02_12_285-seq321 translatedText "I do not know how the other colleagues in Var have already said that colleagues in the coalition have enough fingers to explain why these amendments are necessary, why, however, they would like to see calculations that we have still not seen before. And that's why all of that, you tell Jo more you will tell you, the less faith you make, the fact that these amendments have indeed been taken with the purpose for which you are in the heat of heat to try to convince you, because you are constantly going to stop you. Do these latest allegations that these credits, if the key principle of this warehouse is met, then the banks will have to work as lombers like that, banks will still assess the spending power of borrowers, assess what their cash isthe Bez stream, that will be held hostage to this real estate, to which a loan will be served, will also be paid in the initial contribution of this credit bench and, if someone has invented that, the credit worker will do so in order to ensure that they do so, so as to ensure that the credit worker has made it uphe could then make all this of his contributions just to return the bank well, it's just absurd! Someone who walks to the bank to borrow this credit, thinks not about some financial schemes (unlike banks), but he thinks iton how to improve her quality of life And his goal is not to give money to the bank, which he will pay as the first contribution to His goal without these permanent payments which he will take, to return the bank, simply by thinking! There is more to come: the practice in the other countries of the world, where this principle is working in concrete terms and where nothing like that you are making, does not happen? This is the main reason for what is going on in the fight and why so desperate banks need to get away with thisthe key principle of a warehouse which, as you well know, is not the key principle of the abandoned key, is that, if the principle remains, banks will have to carry out more responsible credit bubbles, will not artificially pump up the price as very wellI will understand that if they artificially increase their credit policy, they will have to respond to this property at the end of the day, and banks are going to have this disadvantage and this is precisely why this fight is the whole! Not about the interests of consumers, but on the bankthe potential for continued implementation of the principle of the bondage that they can pump at the top of the credit bubbles and ultimately to make borrowers liable to make borrowers This is the real reason, the reason why the bank is not now on the lookoutthe key principle, because if you look at the statistics, it will be very good to see that bank lending began to decline long before the root causes here are two of the first of the banks' own bank lending policy, which has been allowed to run a prized government and are allowed to implementas a result of its regulatory environment, as a result, our society has simply been overloaded with credit, with credit commitments, so simply not taking this capacity to pick up something new and the second reason for which banks themselves now dare to speak is having itthe success of the success story of the Bank simply does not believe that the Bank does not believe that, if this success story continues, they will be able to recover this money in a normal way and so it is so important for them to implement this debt of slaverythe principle so that this money can at least get this money and those who have been legalised, I am sorry, all those soap, understand it, so to save my skin now, try to drip away those proposals and be very sad at this pointall to watch is that, in principle, people who are here that they don't think about the future, but think simply about their short-term interests - as long as possible, to maintain some sort of power in the illusion of the power of power - andit is ready to drive the nation debt into slavery, I call on my fellow Members, but nevertheless, to take a very responsible approach to everything you are now saying here or coming here and to base all of the thresholds that you have now said here! What about Vote?: why have these deadlines been exactly that? (from the floor of the DEP V Spokurtis: " you looked at it all! ") If you looked at you, it would be very good to see that. Those thresholds should be different from Bet, as you have nothing, then you simply have to play, or those who helped you prepare these proposals, were these estimates, and they know what the thresholds should be ,in order for them to benefit from what we discussed these possible amendments, on this need to change the legislation we discussed in the Public Expenditure and Audit Committee and I asked the banks there:' it is all very nice! Let us say that you believe that Members do not understand anything from a macroeconomic perspective, cannot think of a causal factor, that they see the world through those billons, but do you not have the calculations to justify all of this? " The first reaction was :yes, come, we tell you everything! That they are not going to deliver them (From the floor of DEP I VIŅĶELES) Then question: why is it concealed? If everything is so right and justified, then let us make sure of this, and we will make this decision for the benefit of the people. Otherwise, there is no doubt that it is, in fact, all for the sake of self-interest, in order to help seize this opportunity and to cover my ineptitude, and to enable the banking lobbyists to pursue their interests in the form of an amendment that I call for.".
• 2015_02_12_285-seq320 translatedText "Thank you, Commissioner, before we continue with the debate, I would like to inform you that the Bureau has received five Members' applications - and these Members are Smiln, the politician, the Brigmana, Zarte, andBondars: continue the session without a break with all the items on the agenda: will Members not have any objections?".
• 2015_02_12_285-seq319 translatedText "Dear colleagues, here is I hear a lot of confusion here about how the financial system works, well, let me at least allow those of you who are interested in wanting to understand exactly what is going on, say, with their fingers explainedyou can imagine a situation that someone comes to you on the street and asks to lend him some 100-200 euros so that he buy a flat or something should you give him that money? Well, I thinkmost likely, no Why? Because you will consider:' who is he, what is his income? I don't know him or will you give or give up,' But if the same man would give you some collateral -either a machine, or a golden Ring, or something like that - then this story might be different: you may then perhaps be ready to lend him the money But will you give him money for the same, say, the market value of the collateral? I think the answer will also be - no you will be willing to lend him money for this fast disposal price, which will normally be 30 per cent less as I am wrong? I think I'm not going to cry- Wow by this way! - operating a lombardi where a person offering a guarantee can pick up credit, but usually the value of the collateral rapid sales, one half of the amount, at best - about 70 per cent you may also, of course, be preparedlend, also to provide credit without collateral, or not? But whom? Their friends, the people you know, you know, say, their history is that they have a reputation that they are returning money and that they have a certain amount of money and that they have a certain amount of money and that they have a certain amount of money and that they have a certain amount of money and they have a certain amount. Next to So, the fact that the banking system works as such at all and that it is possible to pick up credit with a reasonable first contribution and, with reasonable interest - is because the preconditions for the preconditions are such that it is possibleborrowers - even if they will not pay - have access to court and debt recovery from their income If no such condition is provided, then no one will be prepared to lend money, colleagues, so the principle of this warehouse will be dismantled and arethe thwarted one of the foundations of this system, So, will actually be made by the banks, which do not make any sense to assess either the income of the people nor their ability to return credit, because everything they will be responsible for is their collateral to Te isthere is, let us say, the suspicion that the banks are being blackmailed that says it will, although it does not have to be But, colleagues, give yourself this question again: if you turn to you, you will turn to you ,asking him to lend money and if he will offer you only collateral, would you please? How much? I repeat: just about the value of the rapid release! And this is what is likely to happen if this warehouse principle is to be maintained. To be introduced is that banks will be ready to lend only to the rapid sales value it has, with the first contribution, which will be some 20, 30 or maybe even more, a major (No floor to DEP J Urbanovic: " take care of the banks! " )colleagues, I think that, today, if the vote is positive, we will even save you in the sense that we will not be able to ask the people to ask questions: who is really to blame for the fact that credits are really not possible now. Get on a reasonable first contribution? Well, maybe sometimes it's worth a ditch, so that everyone understands who and how things are working, it is your decision, or whether we are going to do it today or whether we are doing it today or not.".
• 2015_02_12_285-seq318 translatedText "Thank you for your debate with 11 minutes with 11 minutes? (from the floor:' he will speak quickly!')".
• 2015_02_12_285-seq317 translatedText "Colleagues, for caving to the banks, I had the honour of being present at the beginning of the so-called' first home' and the problem that was at that time was intended to address it, the Bank called for :the housing's first contribution, which was 10-15 per cent bearing the size of our society's savings, it was a problem for very many families And with this first residential program it was supposed to kill exactly this first contribution which was 10-15 per cent so the family couldstraight up to the residential Ko we did about half a year later? Voted for this so-called principle warehouse principle, which automatically then automatically brought up this first threshold of contributions to 30-40 per cent What we do next? It is supposed to kill about 10-15 per cent, and as a result we have now acquired a product called: the first instalment of 20 per cent in addition to the public guarantee Proti if we had been sitting and doing nothing, the situation would have beenbetter So this is such a typical example of the fact that it would have been better for the public not to interfere in the general public that I have heard a better offer here, that there is a need to increase funding for this first residential programme so that we get this first contribution down the line. If anything, up to 5 per cent does what it really means? So that this proposal does not, in fact, offer the sole advantage of this proposal to the banks This offer - to leave the keys to the warehouse in force I have not been in politics for a long time, but certainly part of you here was in the so-called treknings in years ago ,if such a principle were adopted at that time, it would definitely cool down this excessive lending and really would have been valid, but not now that this crisis has been overcome and this lending market has cooled back to the bill.".
• 2015_02_12_285-seq316 translatedText "Thank you to the next word in the wave of debates in Cologne.".
• 2015_02_12_285-seq315 translatedText "(from the floor to DEP E Smiltns:' Sadod!'), the President of the House of Deputies, horrifying, ladies and gentlemen. And why? It's great bral and also a certain degree of inconsistency is the legacy of those times when banks have been wicked to take credit, already seeing that many will not be atrows that they were going to fall hard on Tik and it could still be taken on by Tik and it -the people took a look at it, without thinking about whether it had been handed out without any thought for the return, and the country was watching peacefully, so there were three accomplices: the donors (banks), workers and the public, or Saeima - and also Saeima. At fault began the muscle demonstration: " we will now show you! " And in a situation it may also have originated from the principle of a warehouse which, in fact, does not save those who have already caught the trap of election time or would not wish to blame the election time here. The ashes of the Members' heads that this was a huge mistake were the time it emerged that this contrasting, felt still between banks, on the one hand, and between politics as a people's front, on the other hand and the key principle of it may beeven there is no key to this abscurity And there are two extremes of extremes in the extremes of attitudes first, from the banking side: let us only be one hundred percent sure and which pays off is a bad example, for example, not in Valqa or Waine. Bank And maybe it's even more worrying about the key principle of the warehouse And the other extreme is to create a nation of thought: " take and if you can give it away, well then maybe you will not need to return,' and then maybe you will not need to return '. For these two extremes we should get rid of the illusions that the Latvian state is able to dictate the rules to banks which have money in terms of which our national budgets are just such a small mistake, but not for me. This is another story - on the relationship between nation state and investor relations Bet the key principle we've exaggerated in both cases - and by adopting it in the very starch and now, as if softly softly as it isthe title:' bows the keys, and - the čau!' those who have gone into the process know that insolvency proceedings are more painful or less painful to go through anyway and I can see the meaning of this amendment, which is to reduce their abnormalities that have been made in the countryamong the banks and politicians behind them, however, there is the people (No floor to DEP J Urbanovic:' enough already!'; however, the scope for choice is, however, to choose what the first instalment is, and then what the risks are, and, first of all ,I will say, with credit for both sides, to stand down or to give up (No floor DEP I Zartins:' where the honour here?!') and, secondly, if it enlivates lending, especially at first home, and if it is connected, however, tosome of the promises made by the banks, sometimes also unwritten, still make it easier for victims to pop into victims, so I call for support, because this time, the hope is not so much of the law in essence, but in the attitude of both, believe it or not!".
• 2015_02_12_285-seq314 translatedText "Thank you to Devaine, the name of Mr Ilowram Latkovskim".
• 2015_02_12_285-seq313 translatedText "(from the floor of DEP A Barca: " five minutes is enough! ") First, dear colleague, dear colleagues, since then, so much care has been given to people being more able to borrow? Installed on speedy credit curbs This is first and foremost the second rounds on the bill itself and declaring that it will be an option, Well, will not be an option! You may also not be in a position to make sure that the key principle of the warehouse will be as an option and that it will be possible to apply this requirement to the banks, offering increased interest rates and, at the same time, the possibility of opt-out conditions will be proposed not to apply the above criterion, and thatin the situation, the conditions laid down in the principle laid down will certainly be such that none of the people who want to receive any kind of credit will simply do not agree with this principle that the principle of the key principle is virtually non-existent in the second time in terms of What you are proposing onin terms of the maturity of the physical commitment plan, you are in fact offering to increase it twice. In other words, you are not returning to the active economic circulation of those who wish to return to it and to take a much faster way into the process of the insolvency of the natural person, the next item isin a context where you have sold the citadel, you cannot in any way influence the competition that exists on the market, why you are not using the opportunities offered on the one hand by the Competition Council and, on the other hand, the watchdog on monitoring bothover competition in the market, such as the quality of bank loans, assessing one or other bank license for how much a quality credit portfolio is actually in the bank? The National Fairtrade has a direct stand and falls on a temporary residence permitthe news, an entry: temporary residence permits are the biggest anathema, and the aim is to prevent market bloating and a hike in Nu, dear colleagues, let us not be naïve !( from the floor, DEP J Dombrava: "!!!!!!!! People have travelled! People have travelled! ") And there are a lot of people who have assumed debt ,which cannot be met and they have to undergo a bankruptcy process at Bet Banks all this time, they are removed from those 40 thousand percentage of the apartments But open, for example, the same internetportals, those messages, well, how much on the open market is in their flats? Well, there is no there! Why not? The answer is very simple: the same bank subsidiaries are buying these apartments in this situation. The principle is because we will, by intervening in this situation, be able to reduce the prices of the property market (No floor to DEP A Barca:' how?') Very objective, reducing part of the lending to the banks by reducing the price of banks by means of mutual competitionlending, cut prices, and bank daughters who have bought up all these apartments will be forced to sell them at a much lower price and in such circumstances at the current active bank, who is Well, with a credit portfolio in the bank! Well, Mr Bondoing could very precisely tell how much the link is between the relationship they are having on banks now in terms of, say, illiquid flats whose properties have been overestimated when compared to a potential future credit portfoliothe value to one or other bank that have invested all this essential money to keep at least as much as it is with this, dear colleague, this really is an entirely ill-conceived step, and I would urge you to simply not support it.".
• 2015_02_12_285-seq311 translatedText "(from the floor of the DEP J Urbanovic: " lay the keys and go away! "), colleagues, on this particular bill Amendments determines the extent of the debtor's liabilities and deadlines for their deletion, dear colleagues, if the amount of the credit crunch is up to €30 000 ,then, by paying one third of income, but not less than one third of the minimum wage, this obligation is extinguished within one year, let us take some notice! Practice shows that in such cases, mostly personal income does not exceed the minimum wageso, if we take one-third of the minimum wage, they are €120 per month in So one year, being paid €1440; this is measured against the undeleted commitment (well, if it is a maximum of 30) .( 000) is a little less than 5 per cent with this, colleagues, your resolution is whether it is proportionate if the debtor risks risking 5 per cent of the non-binding effect of the year if the level of commitments is higher- over 30 000, but not less than 150 000, the procedure ends under the same conditions, a third of the minimum wage ends in two years, Tas would be paid from the minimum wage, at €2880 ,and this is an amount below the 3 per cent commitment, if they, for example, EUR 100 000 in So, ladies and gentlemen, I feel that this rule is very much proportionate and I call on those amendments to support Thank you".
• 2015_02_12_285-seq310 translatedText "Thank you to the Member, Pimenovam And I apologise: in Article 147, the sixth part of what we are going to turn out is that, as part of my remarks, part of my remarks were not exactly correct for the name of Devaine's Member, Carlim Schmidt.".
• 2015_02_12_285-seq309 translatedText "There is also the fact that, from the law, the sixth paragraph of Article 147 is excluded, so I would argue why I stand against the exclusion of this rule from the rule of the law, what I do wrong now, dearI believe that this withdrawal from the law from the law from the current law is a gross mistake; it is a step backwards! It is a loss because, early or too late, our legislation will return to our legislation. I would probably simply recall, and also the highly respected Member, the Gundars Many, whom I really respect, was not a member of the 11 Saeima Commons, when we adopted this provision and introduced it in this examination of the law With that, I believethe fact that the conversation about this particular act, which was made by the previous Saeima, is very important to remind you that the warehouse key means more than just a debtor's support for this legal framework to radically alter the rules of behaviour in the property market and to a new era of mortgagescredit-credits It provides the necessary and sufficient responsibility of creditors, motivating the credit to be credited on the basis of the actual value of the collateral, rather than stimulating the borrowing of homes for prices which have already been lost due to disproportionate credit markets to avoid such a phenomenon ,this provision was introduced and, with the exception of the now law now, we are making a serious error mechanism for the regulator that we have then introduced, and which is now still in law, in accordance with the rules in force, in accordance withwith which the debtor's obligation to the creditor is extinguished following the approval of the pledged property sales act, the bank will likely no longer be able to provide any more credit exceeding the value of the pledged apartment, as otherwise the bank could easily lose the credit part of the credit it has been given ona credit excess in a pawn in a warehouse key in a depressed security valve that will prevent real estate prices exceed actual prices as banks shove under the greater responsibility to issue credit market pricing is important for banks " market pricing ,I say this on a market mission as a rule: with the exception of the law, we are making this law weaker, this provision reduces the bank's interest in the provision of funds for the housing market, which they own towelled, and strongly motivates looking for opportunities for real economic lending, it is clear that it is clear to see it ,that with the keys that we now lightly throw away from the law, the bank before the bank gets shut down to access to easy-to-use earnings, it is understood to trap and make mortgage borrowers incomparably easier than going into the company's businessplans to monitor their research and analyse credit histories from the form of Corporate Credit Day First, promised by the Association of Commercial Banking Association pledged: if the amendments will be introduced, mortgage rates will rise from 10 to 50 per cent, and ,if so, in the United States, the stakes have long been higher than in the countries of Europe, but they are lower than the advance payments, which are different from different categories of borrowers, in America there is no major criticism of the quintessence of a read-up letter made by Tautfarm, agrarian ,in January last year, the Environmental and Regional Policy Commission received from the Latvian Association of Commercial Banking Association, which turned to the chair of the Bureau of the Bureau, this letter to 17 commercial bank governors calling on Saeima to reconsider this bill, which we are actually doing now to preventas they called for - to avoid the negative impact of the amendment on the competitiveness of the Latvian national economy But this is blefs, honourable ladies and gentlemen, if credit will be proportional to the value of the property, then the price will be lower, so the borrower will need less, so the borrower will need less, and so the borrower will need less ,than there is currently, credit for the purchase of its own home, and mortgage credits will indeed be made available, and it will be easier for them to repay their creditor rights directly to many European countries - and also specifically Latvia - directly in the crisis. Because there was unlimited, manic lending and there were limited legal options for borrowers to erase their debt in the UK this led to more emigration and a decline in their commercial activity as they were forced to pay excessive debt rather than invest in their ownthe funds in the small business-based principle of inclusion in the law have forced banks to keep up and refrain from issuing hasty loans, as it would later be difficult to recover and warned by the Latvian Association of Commercial Banking Association of the idea - then the idea of the Commons? - then the idea negotiated by the Latvian Association Bank warned us? Discussing the amendments to the amendment of the Insolvency Law to contracts concluded prior to the adoption of these amendments, further undermine investor confidence in the Latvian legal environment Laikam on investors' Association of Commercial Banking, which is also responsible for 2008a year's bubble was overblown and the debacle Where the debacle from the UK banks that are looking for easy money from the property market to go! Those banks that will stay here and will be ready to lend to our business as rewards will getas a result of the increase in consumer purchasing power and economic operators, we need such investments as the air in order to establish such a climate in the credit market in our country, we need to maintain the principle of warehouses in the Insolvency Law, so I call this particular bill to reject Thank you".
• 2015_02_12_285-seq308 translatedText "I apologise once again, the Insolvency Law of the Noliki Law on Consumer Protection stipulates in which time insolvency matters are settled, colleague, colleague! (heckling of the Chamber From the DEP A Ellina:' here too!')".
• 2015_02_12_285-seq307 translatedText "Please forgive me, Mr President, and indeed it was rather the motivation of my intervention, but I have told you to make my first reading. In the case of the bankruptcy law, which I also now continue to recall, the removal of the principle of a warehouse principle from the spirit of the law, in my view, is a very gross mistake".
• 2015_02_12_285-seq306 translatedText "But, Mr Pimenova, I remind you once again that the order of the order of order in the first reading is that we are talking about a bill in the entirety of Little we are talking about a bill called Amendment to the Insolvency Law, as you are now saying about the motives for voting in the previous vote, and Ihowever, I would ask that we respect ourselves and others and the rules that we are all working on!".
• 2015_02_12_285-seq305 translatedText "I also misled Members of the Parliament for its reasoning against the maintenance of the existing mortgage lending practices, at the same time as the application of the principle laid down, which is precisely this".
• 2015_02_12_285-seq304 translatedText "But, Mr Pimenova, we are talking about amendments to the Insolvency Law!".
• 2015_02_12_285-seq303 translatedText "Honourable Members, I have to apologise to Mr Šadurska and the Members of Parliament that this morning, when speaking against the bill' Amendment of the Law on Corporate Tax', II base my opposition to the introduction of the new mortgage lending facility, but mistakenly called for a' no' to the bill " Amendment to the corporate tax " and therefore".
• 2015_02_12_285-seq301 translatedText "Insolvency Yes, they relate to all of this together And I think of the insolence that (No medicine to DEP politician: " this is all about! ") Yes, they are related to And consequently I think they are connected to thatat this reading, at first reading, we will of course support it, yes But (No to the floor:' need a second') Yes, the second is to see why, say, Citadele, the bank of the guarantee programthey do not have any problems, say, not with this insolvency, we know that 1,800 applications have been made and they have already issued the first credit according to the number of children I will read to you:' if there isthree children, then 5 per cent in the first instalment if there is one child, - 15 per cent " (heckling) So obviously the problem is not insolvent, but the state's burgers in support And last year, the Ministry of Economy has decided on the 332 thousand of aid nowthis has increased to 635 thousands, and the Bank of Altum Bank has announced that they could provide support to some 600 to increase this aid to 600 families in Thad is the next item: or it would not be more appropriate to increase this aid until6 million, not 600? I think it would be more important and more meaningful than to come back, say, on the old order, because I think we still have to look at the second vote, but, of course, we support Thank you for your attention.".
• 2015_02_12_285-seq300 translatedText "Dear colleague, but we talked about the Insolvency Law, not about the lifting of bank credits! Now, at any rate, stop, please stick to the bill!".
• 2015_02_12_285-seq299 translatedText "Honourable Members of the European Parliament, honourable Members, in supporting this first reading, I think that the second reading should reflect some of the things I want to say here, not only for this bill, but also for this whole package in relation to insolvencyand the first question: what will this change? We have to turn up as if we have two options: one so is the choice to lay the keys, the other to stay on the old order, But I actually find it very simple that there will be two glimmersthat 10 per cent will be in the first instalment, the other will be that 30 or 40 And here it has already been answered that commercial banks we can't regulate with it will actually remain just one principle So So we return to the old ones. On the order of order, however, that some proposals will be tabled for a second reading, I do not know Then is the next question: why are we, and does anything, change loans? Because we are also told by the President of the Latvian Bank thatthere will now be huge lending, although in fact, yesterday we, the Budget and Financial (Taxation) Commission, met and saw We met with the watchdog and saw that credit has fallen back into the fourth quarter of last year in a very powerful TYR, orpeople will be able to give back the credits, not so much, I guess, depending on these banking principles, but will depend on whether they lose their job or not lose their jobs, and then there is the next question: are we obeying the banking blackmail or disobedience? If the banks, but not all, give permission to declare that their credit interest will raise 20-30 per cent immediately (heckling From the DEP E SMILTĒNS heckling), then the first is again: why do authorities not declare that they take out their accounts from these banks?".
• 2015_02_12_285-seq297 translatedText "Thank you, on behalf of the Commission, for the bill to be supported at first reading.".
• 2015_02_12_285-seq296 translatedText "Please call, yes, dear colleagues, if we have already started the vote (DEP I Zartins is missed to apply for a debate), so the debate on the urgency or the' no' to the urgency (No medicine DEP )j Urbanovic: " too late, too late! ") So we will vote for the adoption of the amendments to the Insolvency Law on the recognition of the " Insolvency Law " asking for the result!: 47, against - 24, 7 abstentions: 7".
• 2015_02_12_285-seq295 translatedText "Colleague of the sitting, my colleague, therefore, the Commission has considered the bill " Amendment of the Insolvency Law " and asks for the urgency of this number to be established".
• 2015_02_12_285-seq294 translatedText "The deadline for tabling proposals, 19 February, second reading - 5 March Members not to replace the next item on the next item: amendment of the Insolvency Law, the Commission is proposing that the draft law be recognised as urgent on behalf of the Legal Affairs Commission - MEP Gaidis Berzins".
• 2015_02_12_285-seq293 translatedText "The committee responsible will wait until 19 February to look at 5 March as it will be very soon before 8 March.".
• 2015_02_12_285-seq292 translatedText "Thank you for the first reading of the draft law on the' Amendment of the Law on the Rights of the Child '. Against and against the draft legislative resolution adopted at first reading, the deadline for the submission of proposals for a second reading, as well as the date of second reading, was not adopted.".
• 2015_02_12_285-seq291 translatedText "Request for approval of the bill at first reading".
• 2015_02_12_285-seq290 translatedText "Thank you for the call! We will vote in favour of the adoption of the bill' Amendment of the Law on the Movement of Spirits', asking for the result! Please vote! For - 82, against and abstentions - there is no draft law deemed urgent".
• 2015_02_12_285-seq289 translatedText "Thank you for the consensus in support of the previous bill, so I hope, of course, that you will also support the amendment of the draft law on the movement of alcoholic beverages as the situation has arisen; the situation has developed, that we are in the previous Commons. More accurately, it allowed domestic producers to produce caves, wines, shambles and also a limited quantity traded on the Runa to a relatively small number of quantities which have no impact on the alcohol market, but are contributing to the development of rural tourism. Following that, Drice then decided that all alcohol-related sales should be recorded on a constant surveillance system and the storage of data and that the entire data carrier must be registered with National Data Inspectre And consequently, of coursethe home of the winemaker was puzzled, as it then sold the self-payment of one sold-out long-priced wine lowly and the entire business becomes absolutely, utterly disadvantageous to what is required in the Tautfarm, agrarian, environmental and regional policies. The Commission has prepared an amendment to the law on alcoholic beverages, which allows these domestic producers, which are some of the only 40 domestic producers of 40 domestic wines, to allow for the approval of 20 beer producers so as to authorise thesedomestic drinks sold without permanent CCTV in those places where this activity is carried out (No medicine DEP A Lejins: " right!) And please also, of course, also recognise this bill on an urgent basis as the tourism season comes with a lot of joni on top.".
• 2015_02_12_285-seq288 translatedText "Do you not oppose the fact that we are voting on the bill at second reading too? We will not raise a call, the second, final, reading, of the bill' Amendment to the Forest Law' .- / / EP / / DTD IM-PRESS 20050901 PBR-ITEM DOC XML V0 / / EN".
• 2015_02_12_285-seq287 translatedText "Mr Saeima, I would like to make a big plea to me that this bill was fully agreed with the Legal Office of the Saeima committee and that there is no suggestion that there could be any editorial or other proposals, I would like to have a very large request to approve it :this is also the second, final reading, because in fact, the previous rule of the law has long entered into force and is already known to be at second reading therein.".
• 2015_02_12_285-seq286 translatedText "Please vote in favour of the draft law on the' Amendment of the Forest Law', please voting! About 86, against and abstentions - the draft law adopted at first reading, as well as a second reading, will be adopted.".
• 2015_02_12_285-seq284 translatedText "Thank you first of all to vote in favour of the urgency of calling a call, let us vote in favour of the adoption of the bill' Amendment of the Forest Law' as urgent. Please voting, please vote! For - 85, against and abstentions - there is no draft law deemed urgent".
• 2015_02_12_285-seq283 translatedText "Dear colleagues, I will recall the recent, well-mentioned, case of press attention: when a farmer had been cleared of land in a forest in agricultural land, they wanted to severely punish him in this situation, which was on farm, agri-environmental and regional policythe Commission developed an amendment to the Forest Law so that their land, which is registered as agricultural land, could be returned to a normal agricultural release, free of paper-free, and therefore further to this amendment on Forestthe law - that will be the order of the circus as it is set for trees outside the forest land and this means that this land will be easily returned to the Agriculture Commission asking for this bill to be accepted on an urgent basis and to approve it at first reading".
• 2015_02_12_285-seq282 translatedText "Speaking on behalf of the EPP-ED / NGL Group, the Commission is proposing that the draft law, first reading, call on the Commission to recognise this legislation on behalf of the European Parliament and the Council on the subject.".
• 2015_02_12_285-seq281 translatedText "So the deadline for proposals is five days - 17 February this year.".
• 2015_02_12_285-seq280 translatedText "Thank you very much for the bill,' Amendment of the Law on the Judiciary',' First Reading'!".
• 2015_02_12_285-seq279 translatedText "Dear colleagues, most recently in this Parliament, there was a vote on judges - on the transfer of judges to the District of the Supreme Court, which we all collegually did not support in the Committee on Legal Affairs, the decision was made, as reported by Mr Ageshina. From this rostrum, however, the confusion was caused by the way in which the public domain is being interpreted by the fact that the legislature has not clearly stated its will and that the reformed High Court left two vacancies in the Criminal Justice Department, while three judges remainbeyond the clubber, and that the real explanation of why this is being done is not because the legislator, as the legislator, sees it, did not know exactly what my own will was formulated by the Legal Affairs Committee and the Court of Justice policy once again to decide on this issue - in order to specify the matter -its will, if it proves to anyone, is not comprehensible to anyone, and more so as this bill has rules that will apply to 31 December 2016, when, according to the previous amendments to the bill, the law on the rule " For the judiciary " will bethe Reorganised Civil Courts Court in So will again question what the judges will or will not be able to stay to work for in the Civil department And it's clear at this stage that it is not And I hope very after that lawwe will no longer be mistaken for a strange situation, with well-functioning judges - well-functioning judges! - who have been recognised by their college of qualifications as suitable for sufficiently good feedback from both thestudents who lecture and lecture from other members of the public will suddenly turn out to be useless and unnecessarily, but the justice departments will be left vacant by the Ministry of Justice in cooperation with the Ministry of Justice in order to clarify the legislativeI want the reorganisation of the Supreme Court of the Supreme Court and the creation of additional seats for the new load next to the relevant departments concerned, first of all, those vacancies and the possibility of deciding on the judges who would thus have this reorganisationas a result, it is necessary to continue to work in other courts, So These amendments have been developed by the Ministry of Justice, in a coordinated way with the Supreme Court, supported by the Judiciary Committee and supported by Legal Affairs Committee And I also ask fellow Members also to support these amendments at first reading.".
• 2015_02_12_285-seq278 translatedText "The deadline of 13 February, the deadline for tabling proposals - 19 February - will not replace the next item: the' Amendment of the Law on the Judiciary', First Reading on behalf of the Committee on Legal Affairs".

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